It is very important you do not let closing costs sneak up on you. 

You must ensure these are calculated into your budget. 

On average, you could estimate closing costs to range from 1.5%- 4% of your purchase price. They can consist of land transfer tax, property taxes, lawyer fees, home inspections, title insurance, mortgage insurance, and appraisal fees.

I will assure you are aware and prepared for all closing costs.